Innovation is constantly reshaping industries and challenging traditional norms, and 2023 promises to be no exception. From healthcare to transportation, entertainment to finance, disruptive technologies and ideas are poised to shake up established industries and create new opportunities for growth and change. In this article, we take a look at the top 10 disruptors to watch out for in 2023, and explore the ways in which they are transforming their respective fields. These individuals and organizations are breaking down barriers, pushing boundaries, and changing the game in ways that are sure to have a lasting impact on the way we live, work, and play.

ADU Real Estate-

Perpetual Homes , founded by Katherine Anderson, has launched affordable and sustainable Accessory Dwelling Units (ADUs) to address California's housing crisis. With over 39 years of experience in residential development, Anderson designed ADUs that meet families' needs and offer luxurious living at a low cost. Perpetual Homes ADUs aim to assist families in maintaining their current configurations, whether it be through the assistance of "boomerang" youth or "move-down" parents. Multifamily investors are allowed two detached ADUs per property by California law, which Perpetual Homes works with. Since Senate Bill 9 became law in 2022, the company's customers have enjoyed the benefits of fee simple lot splits, which allow homeowners to construct single-family houses and accessory dwelling units on their properties. The company prides itself on being fully transparent about the overall cost and expectations of the project. With an overall total cost of an ADU starting in the mid-$200,000s, Perpetual Homes' ADUs offer an affordable solution to California's housing crisis.

Private Equity- Ziad K. Abdelnour, the President & CEO of Blackhawk Partners, Inc, has over 30 years of experience on Wall Street and has backed over 125 companies and serial entrepreneurs worth a total of over $20 billion in the private equity, high yield bond, and distressed debt markets. Abdelnour's goal is to empower smart, educated, well-informed, independent people to create their wealth by explaining how the system works through his two best-sellers, "Economic Warfare: Secrets of Wealth Creation in the Age of Welfare Politics'' and "Startup Saboteurs: How Incompetence, Ego, and Small Thinking Prevent True Wealth Creation."

Biomedical - For 17 years, Shawna Koch Mishael has been dedicated to addressing the root cause of healthcare issues: the lack of available, accessible, and accurate data. As President of Healthcare & Biomedical at Seneca Global, she has developed a platform product that overcomes the challenges of tech debt, allowing companies to launch new products with clean and comprehensive data, and innovate through collaboration. Her

notable career highlights include coordinating "The Interoperability Consortium," a group of five top IT firms that presented a way forward for a National Health Information Network to President Bush II, resulting in the creation of ONCHIT

. In addition to her current role, Shawna has previously worked at IBM, where she gained extensive

experience in the healthcare and life sciences industry.

Kerri's coaching approach is based on the belief that true healing and transformation come from within. She empowers her clients to release negative thought patterns and behaviors, replenish their minds and bodies with positive energy and self-care, and rise to their fullest potential. Her coaching methods are tailored to meet the individual needs of each client, incorporating evidence-based practices and techniques such as mindfulness, positive psychology, and cognitive behavioral therapy.

Kolby's approach emphasizes the creation of teams of problem solvers who bring their unique perspectives and insights to the table, not just their expertise.

This approach not only helps companies build impactful teams of employees but also fosters a culture of innovation and growth. Kolby's work has been recognized by numerous organizations, including Starwood Hotels, Panasonic, and the Society for Human Resources Management.

Relations and was previously the Director of Global Business Operations at CA Technologies. Additionally, he has advised two former Prime Ministers in Pakistan. Stephen is a respected figure in the industry, having founded a digital certificate authority and a bio-nutrition research lab with a digital forum that he successfully grew to over 100k users.